by Jackie Gilmour | Feb 15, 2022 | Collections, Finance, Legal, Technology
What is the purpose of a letter of demand? And what is the intent of the sender? The judicial nature versus the practical application of a letter of demand is discussed in the Journal for Juridical Science1. “The primary purpose of addressing a letter of demand …is to...
by Jackie Gilmour | Nov 2, 2021 | Collections, Finance, Legal, Technology
According to section 86(1) of the NCA, an over-indebted consumer may apply for debt review.1 Where a consumer has applied for debt review in terms of section 86(1), a credit provider who seeks to enforce a credit agreement may terminate the debt review in accordance...
by Jackie Gilmour | May 19, 2020 | Uncategorized
The CCMA issued an Urgent Directive In Respect Of Access To The Commission For Conciliation, Mediation And Arbitration on 8 May 2020 in line with the Disaster Management Act. The directives are for all companies is basically, to go digital. For example, when referring...
by Jackie Gilmour | Jul 8, 2019 | Collections, Education, Legal
A school can hand over school fees for collection to an attorney, provided that certain steps have been taken before this stage. Schools that do not follow the correct procedures, which include providing the relevant information to parents regarding fee exemption, are...
by Jackie Gilmour | Apr 8, 2019 | GDPR, Legal, POPIA, Technology
POPIA Winter is coming. This is a big challenge for companies in South Africa. It’s not quite the threat that the white walkers pose in Game of Thrones, but it does keep whole compliance departments awake at night. In order for a company to communicate with its’...